As a retail store credit card, the Amazon card will be relatively easy to qualify for,

Amazon Store Card vs Amazon Credit Card | Amazon Gift Card

Today we’re reviewing the Amazon Store Card vs Amazon Credit Card. This is not to be confused with the Amazon Credit Card, which can be used anywhere and is for people with good or excellent credit. So let’s get started with the top three things you need to know about the Amazon Store Card.

First, if you’re an Amazon Prime member, you’ll automatically get five percent cash back on all purchases made on Amazon.com with this card. If you’re not a Prime member, the only reward you’ll get is a small gift certificate as a sign up bonus. Second, you only need fair credit to get approved for this store card. That’s a credit score of about 640 or higher. The third, this card does not charge an annual fee, which means you won’t feel as pressured to use it. But, keep in mind here that simply having an Amazon Store Card does not automatically mean you get rewards. You do still have to spend some money every year to be an Amazon Prime member, and therefore earn rewards with this card. So that’s the short story. You can learn more or apply for the Amazon Store Card by clicking the button right here. But if you need to learn a little bit more, if you’re still not sure, let’s discuss about some common questions people have about this card. Number one here, One of the most frequently asked questions, especially now — can you use the Amazon.com Store Card at other Amazon brands.

Now the Amazon Store Card only works for Amazon itself, and all the purchases, You make only on that site. If you want an Amazon credit card that works elsewhere, and actually anywhere, consider the Amazon Visa for people with good or excellent credit. Second, how do you redeem the cash rewards you do earn with this card? That’s pretty easy. You can redeem for number one, Amazon purchases that you make online, or a statement credit. You might also be wondering what kinds of secondary benefits this card provides. A lot of credit cards do provide other types of things, but since the Amazon store card isn’t backed by a credit card network like Visa or like MasterCard, it doesn’t come with benefits like rental car insurance or purchase protection, anything like that.

Finally, is the Amazon store card any good for financing? Well, from time to time this card does offer 0% deferred interest rates from anywhere for 6 to 24 months, but other than that it usually has a pretty high APR rate. So we don’t recommend it for big ticket purchases, but more like those small, everyday purchases that you might make on Amazon. And that’s it! To learn more or apply for this card, go ahead and click the link right here. See you next time, WalletHubbers!.

Amazon Store Card vs Amazon Credit Card

Today we’re pinning the amazon cards against each other. Let’s get to it! While the cards may seem pretty similar, there are some key differences. First is where you can use them. The Amazon Store Card can only be used at amazon.com, whereas the credit card can be used anywhere. That’s one of the reasons a lot of people say you need good credit for the credit card, but just fair credit for the store card. The credit card also gets you rewards at both Amazon and Whole Foods, plus everywhere else, instead of just at Amazon like the store card. You don’t need to be a Prime member to get rewards from the credit card, either, but you do with the store card. And the store card does have special financing offers. For example, you can get low introductory APRs for large purchases. The Amazon credit card, though, does not offer that. So the bottom line is that you should get the store card if you have fair credit or you’re not going to be paying your bill in full every month.

Otherwise, the Amazon Credit Card is the way to go.

How to Redeem Amazon Gift Card

Amazon gift cards make the ideal gift because they’re easy for people to get their hands on, and they will please just about anyone. If someone gives you an Amazon gift card, you’ll need to redeem that card through your Amazon account before you can start using it. The process to redeem an Amazon gift card only takes a few minutes, and can be done through the Amazon website.

Step 1. Open your Web browser and navigate to Amazon.com. Log in to your Amazon account if you’re not already logged in.

Step 2. Click the “Account & Lists” drop-down in the upper right corner of the screen. A menu appears with two sections. One section is called Your Lists and the other section is called Your Account.

Step 3. Click “Your Account” in the Your Account section. A screen with information about your Amazon account appears.

Step 4. Click “Gift Cards” in the list of options toward the top of your account screen. A Sign In window appears prompting you for the password associated with your account. Enter the password associated with your account, and then click “Sign In.” The Gift Card Balance screen associated with your account appears.

Step 5. Click “Redeem a Gift Card” in the blue box beneath View Gift Card Balance and Activity on the left side of the screen.

Amazon Store Card vs  Amazon Credit Card

Alternatively, you can click “Redeem a Gift Card” in the section directly beneath where your current gift card balance is displayed. The Redeem or Check Value of a Gift Card screen appears.

Step 6. Locate the claim code on your Amazon gift card. This is typically located on the back of the gift card, located either in the center or upper right corner. If you haven’t done so already, you’ll likely need to scratch off the section covering up the claim code to display it.

This can be done with the edge of some spare change, such as a quarter. Type the code in the Enter Claim Code field on the screen, and then click the yellow “Apply to Your Balance” button to the right of the field where you entered the claim code. A message appears in a green box that says the amount associated with the gift card has been added to your account’s gift card balance. The new balance associated with all entered Amazon gift cards appears to the right of New Gift Card Balance on the screen.