hey guys it’s 7 Howard back again with another video and today we’re talking about how you can make your credit card earn you more money so I’m talking about cash back rewards so obviously there are a lot of cards out there that will give you cash back for different types of purchases so you want to make sure that you’re finding the best one for you one that reflects your shopping habits and will help you earn back the most in the end so I’m going to talk about the different perks that you can get from
some credit cards so that you can make the best decision when you’re signing up for your new card alright.
Best Cash Back Credit Card
let’s get into it the first card I’m talking about is the chase freedom unlimited card so I love this card because it offers 1.5% cash back on every single purchase no ifs ands or buts the initial offer also gives you a $150 bonus when you spend five hundred dollars in the first three months which is pretty easy to do if you’re putting most of your purchases on that card.
I also really like this card because there’s no annual fee so you don’t have to pay to use it some other perks of this card include no minimums necessary to redeem your rewards also they have 0% APR for the first 15 months so this card is very simple you know you can just make purchases wherever you want and you’ll always get that 1.5% cash back.
so if you’re the type of person who doesn’t necessarily have any go to grocery stores or go to gas station you’ll really benefit from this credit from this card because you’ll be able to still earn that cash back no matter what another great card is the discover it cashback match card the basis of this card is it offers 1% cash back on all purchases so obviously that doesn’t sound as good as that chase card we just talked about but what I love about this card is the fact that they have quarterly bonuses that you can earn that you’ll that will give you 5% cash back so you can earn that 5% cash back depending on which quarter you’re in when you get gas when you shop fund is on when you go to the wholesale market like Costco so this is a cool card because you have an opportunity to earn a lot more cash back but that’s for a limited amount of time.
so I’ll admit keeping track of which corner you’re in and which deals you can get can be a little bit daunting it definitely takes more time than your average card but if you’re willing to put in that effort getting 5% cash back on some big purchases that you make is going to be really helpful this card also has a really great intro offer they’ll match your cash back every time for the whole first year that you have the card so you’ll be earning double cash back this card also has no annual fees 0% APR for the first 14 months and your rewards can be redeemed at any time any amount.
Save Money Tricks
so you don’t have to worry about meeting any sort of minimum alright now let’s talk about this saver from capital one card this card is for all the foodies out there so this card is for the person who loves to go out to e who does a lot of grocery shopping who likes to be the one to try the new restaurants first because their cash back is all around food and dining out you get 3% cashback every time you dine out at a restaurant you get 2% cash back on all the groceries that you shop for and then you get 1% cash back on every other purchase so the whole idea behind this card is of the more you eat the more you earn and I like that motto.
so this card also has an intro offer when you spend five hundred dollars in the first three months you get $150 back so that’s pretty cool it also has no annual fees 0% APR on transfers and balances for the first nine months and your rewards never expire so you don’t have to worry about spending them soon because you’ll always have them so these are the best cash back rewards cards out there if you have another one that you like let me know what it is down there in the comments but I think if you’re going out and looking for a new card.
Get the New card
The new will help you earn money while you buy things an shop then you want to make sure that you review your spending hat so that you can get the card that matches your shopping you know where you like to shop the best so if you’re the type of person who likes to go out to eat a lot you wanted to look into that saver by Capital One card or if you just kind of shop all over the place then the chase card is definitely for you all right everybody well I hope you found this video helpful I’ll be back here soon with another video on how you can earn money save money and all of that if you guys have any questions or comments make sure you leave them right down there below hit subscribe everyone and I’ll see you next time right here bye guys